Deposit Interest Rates
| Currency | HKD (< $100,000) |
|---|---|
| 1 Day * | 0.0500% |
| 1 Week | 0.0500% |
| 2 Weeks | 0.0500% |
| 1 Month | 0.1500% |
| 2 Months | 0.2500% |
| 3 Months | 0.5000% |
| 6 Months | 0.5000% |
| 12 Months | 0.5000% |
- This rate is also applicable to 24-hour's Call Deposit.
| Currency | USD |
|---|---|
| 1 Day * | 0.0100% |
| 1 Week | 0.0500% |
| 2 Weeks | 0.1000% |
| 1 Month | 0.2000% |
| 2 Months | 0.3000% |
| 3 Months | 0.3500% |
| 6 Months | 0.4000% |
| 12 Months | 0.4500% |
This rate is also applicable to 24-hour's Call Deposit.
Standard Savings Account
[As at (HKT) 20-01-2024]
Average Monthly Balance (HKD) | Interest Rate (p.a.) |
|---|---|
Any Amount | 0.15% |
Maxi-Interest Savings Account
[As at (HKT) 20-01-2024]
Daily Closing Balance (HKD) | Tiered Interest Rate (p.a.) |
|---|---|
100,000 or below | 0.20% |
Over 100,000 | 0.15% |
- Applicable to account with daily closing balance of HKD3,000 or above.
- Individual tiered deposit rate applies to corresponding range of deposit amount tier.
Wealthy Kid Savings Account
[As at (HKT) 20-01-2024]
Daily Closing Balance (HKD) | Tiered Interest Rate (p.a.) |
|---|---|
100,000 or below | 0.30% |
Over 100,000 | 0.20% |
- Applicable to account with daily closing balance of HKD3,000 or above.
- Individual tiered deposit rate applies to corresponding range of deposit amount tier.
Interest-Bearing Current Account
[As at (HKT) 20-01-2024]
Daily Closing Balance (HKD) | Tiered Interest Rate (p.a.) | |
|---|---|---|
Personal / Joint Account | Corporate Account | |
50,000 or below | Nil | Nil |
Over 50,000 to 100,000 | 0.10% | Nil |
Over 100,000 | 0.10% | 0.05% |
- Individual tiered deposit rate applies to corresponding range of deposit amount tier.
Prestige Account
[As at (HKT) 20-01-2024]
Current Account | Savings Account | ||
|---|---|---|---|
Average Monthly Total | Interest Rate (p.a.) | Average Monthly | Interest Rate (p.a.) |
Any Amount | 0.10% | Any Amount | 0.15% |
(The above information is for reference only.)