Home Buying Tips
Buying a home is a long-term investment and there are a lot of things to be considered. Walk through the following steps with us when buying your home.
- Financial Assessment
Calculate the down payment and monthly repayment that you can afford
Monthly Repayment - Property Choice
Look for a desired property that falls within your budget
- Property Valuation
Call Public Bank (Hong Kong) Ltd. for free verbal valuation
- Deposit
Pay the deposit for the property and sign the Provisional Sales and Purchase Agreement
- Mortgage Application
Apply for Public Bank (Hong Kong) Ltd’s mortgage loan
- Solicitors
Arrange for legal services (1) Sale and Purchase Agreement, (2) Assignment and (3) Mortgage Deed
- Down Payment Settlement
Settle the down payment in full, sign the Sale and Purchase Agreement and subsequently pay the stamp duty
- Agreement
Solicitor is to advise you to sign the Assignment and Mortgage Deed. Also, you should settle the outstanding balance of the property price through Public Bank (Hong Kong) Ltd. as advised by your solicitor
- Get Your Key
Take possession of your dream home